/* insured.ng — the online insurance brokerage, powered by Oxi. */
:root{--ink:#0B2545;--ink2:#3B4A63;--muted:#66728A;--line:#E2E5EC;--bg:#F7F6F2;--card:#fff;--teal:#13A89E;--teal-d:#0E7F78;--mint:#7FE0C6;--mint-s:#E3F7F1;--warn:#FFF4DC;--warn-i:#8A5A00;--err:#FDECEA;--err-i:#8A1C14;--r:16px}
*{box-sizing:border-box}html,body{margin:0}
body{font-family:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:var(--teal-d)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.narrow{max-width:520px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
.top{background:var(--ink);color:#fff;position:sticky;top:0;z-index:20}
.topbar{display:flex;align-items:center;gap:18px;min-height:64px;flex-wrap:wrap}
.logo{display:inline-flex;align-items:center;gap:10px;color:inherit;text-decoration:none;font-weight:800;font-size:1.25rem;letter-spacing:-.02em}
.logo b{color:var(--mint);font-weight:800}
.foot .logo{color:var(--ink)}.foot .logo b{color:var(--teal)}
.mark{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,var(--teal),var(--mint));color:var(--ink);display:grid;place-items:center;font-size:1rem;font-weight:900}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:#D6DEEA;text-decoration:none;padding:8px 12px;border-radius:999px;font-weight:600;font-size:.95rem}
.nav a:hover,.nav a[aria-current=page]{background:rgba(255,255,255,.1);color:#fff}
.who{margin-left:auto;display:flex;gap:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:12px 20px;border-radius:999px;border:1px solid var(--teal);background:var(--teal);color:#fff;font:inherit;font-weight:700;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--teal-d);border-color:var(--teal-d)}
.btn-ghost{background:transparent;color:var(--teal-d)}
.top .btn-ghost{color:#fff;border-color:rgba(255,255,255,.35)}
.btn-sm{padding:7px 14px;font-size:.9rem}
.btn:disabled{opacity:.5;cursor:wait}
.hero{background:radial-gradient(1200px 400px at 85% -10%,rgba(127,224,198,.35),transparent),linear-gradient(180deg,#fff,var(--bg));padding:64px 0 44px;border-bottom:1px solid var(--line)}
.hero-sm{padding:40px 0 28px}
.hero h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.08;margin:0 0 14px;letter-spacing:-.035em;max-width:820px}
.hero-sm h1{font-size:clamp(1.7rem,4vw,2.4rem)}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;font-weight:700;color:var(--teal-d);margin:0 0 10px}
.eyebrow a{color:inherit}
.lead{font-size:1.12rem;color:var(--ink2);max-width:760px;margin:0 0 18px}
.small{font-size:.88rem;color:var(--muted)}.muted{color:var(--muted)}
.row{display:flex;gap:10px;flex-wrap:wrap}
.need{padding:44px 20px 6px}
.need h2,.steps-sec h2,.band h2,.prose h2{font-size:1.6rem;letter-spacing:-.02em;margin:0 0 6px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;margin-top:16px}
.card{display:flex;flex-direction:column;gap:6px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;color:inherit;text-decoration:none;transition:transform .15s,box-shadow .15s,border-color .15s}
.card:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(11,37,69,.08);border-color:var(--mint)}
.card .ico{font-size:1.6rem}
.card b{font-size:1.08rem}
.card span{color:var(--ink2);font-size:.93rem}
.card .meta{margin-top:auto;padding-top:8px;border-top:1px dashed var(--line);font-size:.82rem;color:var(--muted)}
.card .go{font-weight:700;color:var(--teal-d)}
.steps-sec{padding:48px 20px 10px}
.steps{list-style:none;counter-reset:s;padding:0;margin:16px 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:12px}
.steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;display:flex;flex-direction:column;gap:4px}
.steps li::before{content:counter(s);width:28px;height:28px;border-radius:50%;background:var(--mint-s);color:var(--teal-d);font-weight:800;display:grid;place-items:center;font-size:.85rem;margin-bottom:6px}
.steps li span{color:var(--ink2);font-size:.92rem}
.band{margin:40px auto;background:var(--ink);color:#E9EEF6;border-radius:22px;padding:28px;display:flex;gap:20px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.band h2{color:#fff}.band p{max-width:720px;margin:0}
.panelwrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:20px;padding:28px 20px 50px;align-items:start}
.panelwrap.one{grid-template-columns:minmax(0,1fr)}
.panelcard{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.side{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;position:sticky;top:84px}
.side h3{margin:0 0 8px;font-size:1rem}.side ol{margin:0;padding-left:20px;color:var(--ink2);font-size:.93rem}
.prose{padding:30px 20px 50px;max-width:820px}
.prose li{margin:6px 0}
.signin{padding:50px 20px}
.form{display:grid;gap:12px;margin:18px 0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.form label{display:flex;flex-direction:column;gap:6px;font-weight:600;font-size:.92rem}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid #CBD2DD;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus,.btn:focus-visible,a:focus-visible{outline:3px solid rgba(19,168,158,.35);outline-offset:1px}
.msg{margin:0;font-size:.92rem}.msg.err,.note.err{color:var(--err-i)}
.note{padding:10px 14px;border-radius:10px;font-size:.92rem}.note.err{background:var(--err)}.note.info{background:#EEF3FB;color:#1d3c6e}
.desk{padding:24px 0 60px}
.deskhead{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap}
.deskhead h2{margin:0}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:16px 0}
.kpi{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 14px;display:flex;flex-direction:column}
.kpi span{font-size:.8rem;color:var(--muted);font-weight:600}.kpi b{font-size:1.35rem;letter-spacing:-.02em}
.tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);margin:8px 0 14px;flex-wrap:wrap}
.tabs button{border:0;background:none;padding:10px 14px;font:inherit;font-weight:700;color:var(--muted);border-bottom:3px solid transparent;cursor:pointer}
.tabs button[aria-selected=true]{color:var(--ink);border-color:var(--teal)}
.reqs{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.req{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.reqtop{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.reqtop .right{text-align:right}
.pill{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.78rem;font-weight:700;background:#EEF1F5;color:var(--ink2)}
.pill.s-requested{background:var(--warn);color:var(--warn-i)}.pill.s-paid{background:#E6EEFF;color:#1d3c8e}.pill.s-active{background:var(--mint-s);color:var(--teal-d)}.pill.s-declined{background:var(--err);color:var(--err-i)}
details{margin:8px 0}summary{cursor:pointer;font-weight:600;color:var(--teal-d)}
dl{display:grid;grid-template-columns:minmax(140px,240px) 1fr;gap:4px 12px;margin:8px 0;font-size:.9rem}dt{color:var(--muted)}dd{margin:0}
form.inline{display:flex;gap:10px;align-items:flex-end;flex-wrap:wrap;margin-top:10px}
form.inline label{display:flex;flex-direction:column;gap:4px;font-size:.85rem;font-weight:600}
form.inline label.wide{flex:1 1 260px}
.tbl{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:12px;overflow:hidden;font-size:.9rem}
.tbl th{background:#F0F2F6;text-align:left;padding:9px 12px;font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;color:var(--ink2)}
.tbl td{padding:9px 12px;border-top:1px solid var(--line)}.tbl td.r{text-align:right}
.foot{background:#fff;border-top:1px solid var(--line);margin-top:30px}
.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px;padding:34px 20px}
.footgrid p{color:var(--ink2);font-size:.9rem}
.footgrid nav{display:flex;flex-direction:column;gap:6px;font-size:.92rem}
.footgrid nav a{color:var(--ink2);text-decoration:none}.footgrid nav a:hover{color:var(--teal-d)}
.powered{font-weight:600}
.base{padding:14px 20px 26px;font-size:.82rem;color:var(--muted);border-top:1px solid var(--line)}
@media (max-width:860px){.panelwrap{grid-template-columns:1fr}.side{position:static}.footgrid{grid-template-columns:1fr}.who{margin-left:0}}
/* The shared Insured panel, in insured.ng's colours. */
.panelcard .oxi-ins-btn.primary{background:var(--teal);border-color:var(--teal)}
.panelcard .oxi-ins-btn.primary:hover{background:var(--teal-d)}
.panelcard .oxi-ins-head{display:none}